Infinia cards are relaunched by HDFC Bank with new features.
Infinia cards are relaunched by HDFC Bank with new features.
Introduction: The use of credit cards has been on a steady rise in India, with an increasing number of individuals embracing the convenience and financial flexibility they offer. Among the plethora of credit cards available in the market, HDFC Bank’s Infinia credit card stands out as the epitome of luxury and exclusivity. With its exceptional features and benefits, this card caters to the high-net-worth individuals who seek unparalleled privileges and seamless experiences. Let’s delve into the remarkable features that make the HDFC Infinia credit card the most coveted and expensive credit card in the country.
Extravagant Features: The HDFC Infinia credit card offers a staggering credit limit of 10 lakh rupees, enabling cardholders to indulge in their aspirations and enjoy a luxurious lifestyle. One of the card’s standout features is access to over 1,000 airport lounges worldwide, ensuring a comfortable and refined travel experience. Whether it’s for business or leisure, cardholders can relax, work, and refresh themselves in these exclusive airport lounges.
Earning Rewards: Every expenditure of 150 rupees made using the HDFC Infinia credit card earns cardholders 5 reward points. This generous rewards program encourages frequent usage and allows cardholders to accumulate points quickly. These reward points can be redeemed for a variety of exciting offers, including travel bookings, merchandise, and more.
Unlimited Lounge Access: With the HDFC Infinia credit card, cardholders enjoy unlimited access to both domestic and international airport lounges. This feature adds an element of comfort and convenience to frequent travelers’ journeys, allowing them to unwind and enjoy premium amenities while awaiting their flights.
Luxury Hotel Stays: The card’s privileges extend to luxury hotel stays as well. Cardholders can enjoy a special offer at ITC hotels, where booking a three-night stay requires payment for only two nights. This exclusive benefit enhances the overall travel experience by providing cost savings and access to world-class accommodations.
Marriott Hotels Membership: In addition to the ITC hotels offer, HDFC Infinia credit cardholders receive a membership to Marriott Hotels. This membership grants a 20% discount on dining and spa services at Marriott properties, further enriching the cardholders’ luxurious lifestyle.
Golfing Privileges: For avid golfers, the HDFC Infinia credit card offers benefits at various golf courses. Cardholders can indulge in their passion for the sport and enjoy exclusive privileges such as discounted fees, access to prestigious golf clubs, and more.
Comprehensive Insurance Coverage: Recognizing the importance of financial security, the HDFC Infinia credit card provides cardholders with a complimentary medical insurance cover of 50 lakh rupees when traveling abroad. This feature offers peace of mind and protection against unforeseen circumstances during international trips.
Fee Structure and Benefits: The HDFC Infinia credit card has an annual fee of 12,500 rupees. However, the cardholder receives an equal number of reward points as a benefit, effectively offsetting the annual fee. Additionally, if the cardholder spends 10 lakh rupees or more in a year, the membership fee for the subsequent year is waived. It’s a compelling incentive for high-spending individuals who can enjoy the card’s privileges without incurring any renewal charges.
Foreign Currency Transactions: The card entails a 2% fee for foreign currency transactions. While this fee is a consideration for international travelers, it is in line with industry standards and does not undermine the card’s overall appeal.
Enhanced Security: An essential aspect of credit card ownership is security. In the unfortunate event of card loss or unauthorized usage, HDFC Bank ensures that cardholders are not held liable for fraudulent charges made by others. This added layer of protection enhances customer confidence and reinforces the card’s appeal.
Anticipation for the New Version: The existing HDFC Infinia credit card has already captured the attention of affluent individuals. However, HDFC Bank’s plans to launch an enhanced version of the card have piqued widespread interest. As customers eagerly await the new avatar, the expectation is that it will introduce even more exclusive features, further cementing its position as the country’s most prestigious credit card.
Conclusion: In summary, the HDFC Infinia credit card is a symbol of opulence and privilege. With a generous credit limit, access to airport lounges worldwide, attractive rewards, luxury hotel benefits, golfing privileges, and comprehensive insurance coverage, it caters to the discerning needs of high-net-worth individuals. While the annual fee is substantial, it is offset by the equivalent number of reward points, making it an enticing proposition for individuals seeking unmatched luxury and convenience. As HDFC Bank plans to launch an updated version of the card, anticipation is high, and the new features are expected to set new benchmarks for exclusivity and excellence in the credit card industry.
